Good and Bad Debt

June 19, 2015 Levi Simonds 0

Americans are facing an ever increasing pile of debt however not all debt is bad. Debt is a financial tool and like all tools it can make our lives easier if used correctly but can […]


The Fastest Way to Pay Off Debt

June 16, 2015 Levi Simonds 0

If you are laden with a lot of consumer debt, traditional wisdom says that you should pay off your higher interest rate debt first. But, an alternative method incorporates a psychological element which may keep […]


How I Got Out of Debt

April 11, 2015 Levi Simonds 0

When I changed jobs a few years back, I also took a very large pay cut. Having earned a very good income for many years, I soon found myself swimming in debt and devoid of […]


What is a Charge Off?

January 23, 2015 Levi Simonds 0

A charge off is essentially when a company declares your debt as a financial loss in its records. You are still responsible for paying off your debt, however. You will just not be able to […]


Debt Settlement

January 20, 2015 Levi Simonds 0

If you are having problems managing your debt by yourself, you might consider outside help. You decide you don’t want to have your property repossessed, you certainly don’t want your credit score to plummet, and […]


How to Read a Credit Report

January 8, 2015 Levi Simonds 0

Your credit report may look like a tangled mess of account information, but it is actually an orderly and efficient way of presenting information. It may be too efficient, since most people have no idea […]

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Credit Reports and Restoration

January 2, 2015 Levi Simonds 0

If you want to learn how to read a credit report, then you should start educating yourself about the basics in financial management and continue reading this article. Credit card debt is a common problem […]