What is a Charge Off?

January 23, 2015 Levi Simonds 0

A charge off is essentially when a company declares your debt as a financial loss in its records. You are still responsible for paying off your debt, however. You will just not be able to […]


Debt Settlement

January 20, 2015 Levi Simonds 0

If you are having problems managing your debt by yourself, you might consider outside help. You decide you don’t want to have your property repossessed, you certainly don’t want your credit score to plummet, and […]

Credit Cards

Unsecured Versus Secured Credit Cards

January 14, 2015 Kandi Burk 0

Every day, you are probably bombarded with unsolicited credit card offers.  Whether they say that you are preapproved or could be instantly approved, they seem like the easy answer to money problems.  The fact is […]

Credit Cards

What is a prepaid credit card?

January 11, 2015 Kandi Burk 0

What do you do if you have poor credit or you don’t have a bank account? These items are needed for many important transactions, such as making hotel reservations or online purchases. If you have […]


How to Read a Credit Report

January 8, 2015 Levi Simonds 0

Your credit report may look like a tangled mess of account information, but it is actually an orderly and efficient way of presenting information. It may be too efficient, since most people have no idea […]

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Credit Reports and Restoration

January 2, 2015 Levi Simonds 0

If you want to learn how to read a credit report, then you should start educating yourself about the basics in financial management and continue reading this article. Credit card debt is a common problem […]

Credit Cards

Credit Card Fees and How to Avoid Them

December 15, 2014 Kandi Burk 0

Here’s how to avoid credit card fees without too much hassle. Banks like money, fees make money, banks like fees. That’s what makes the world turn, but if you can be vigilant and avoid these […]