In previous article, I’ve written about the pros and cons of the Credit cards and how we need to be careful on how we use them. In this post, I write about another plastic/virtual MasterCard […]
Credit cards can be an excellent tool to help you manage your finances. But sometimes we make poor choices, or sometimes the events in life take us beyond our expectations and we are left to […]
Before even considering a credit card, check your income. If your surplus cash at the end of the month is always near zero, any credit is going to be hard for you to repay. This […]
The credit card trap is what I have come to call any credit card company looking for a new client. I have found myself in large debt because of credit cards, and have watched many […]
Whether you have no credit, slow credit, bad credit or are coming off of a recent bankruptcy discharge, getting approved for new credit can be a nightmare. Sure there are companies out there willing to […]
Here’s how to avoid credit card fees without too much hassle. Banks like money, fees make money, banks like fees. That’s what makes the world turn, but if you can be vigilant and avoid these […]
It’s that time of year again. A summer full of partying, baking in the sun, and maybe even a job (heaven forbid) is coming to a close for hundreds of thousands of college-bound Millennials. Retail […]
Negative information on your credit report can destroy your credit. Charge-offs, settlements, and foreclosures can stay on your report for seven years, hurting your chances of getting a low interest rate on any new loans […]
Credit card distributors always advertise handsome promotional rates just to allure potential cardholders. If you want to become a new cardholder, you must watch out for credit card fees. Although they offer the lowest […]
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