Over the past few years, I have realized that many people have misconceptions about credit cards, credit scores, and creditworthiness. Credit cards are considered as liabilities and looked at as if it’s a loan. However, […]
I’m sure anyone reading this page has ordered something from the internet if not many things. Every time you make a purchase you’re exposing your credit card to strangers, you might think its just computers […]
In previous article, I’ve written about the pros and cons of the Credit cards and how we need to be careful on how we use them. In this post, I write about another plastic/virtual MasterCard […]
I am a full time student and recently I applied for a student credit card with a limit between $300-$500. This is not a lot but it will be very releasing for me to use my […]
Credit cards can be an excellent tool to help you manage your finances. But sometimes we make poor choices, or sometimes the events in life take us beyond our expectations and we are left to […]
Curious about a prepaid Visa or Mastercard? Well they can be extremely helpful to you if you no longer want, need or have no choice anymore when it comes to a bank checking account. Tired […]
It’s all in how you use your card. Personally, I think one credit card should be enough for any person. Consider these points before applying for your credit card: How are you planning to use […]
Before even considering a credit card, check your income. If your surplus cash at the end of the month is always near zero, any credit is going to be hard for you to repay. This […]
A sad but true statement: more and more Americans are becoming financially dependent on credit cards for their day to day living expenses. Given the economy, rising interest rates, and fees, you can imagine where […]
The credit card trap is what I have come to call any credit card company looking for a new client. I have found myself in large debt because of credit cards, and have watched many […]
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