Credit Cards

They can be a life saver or a curse depending on how you use them. They do cost you money however if you let them get out of control and don’t manage them effectively; you […]

PRO’s It’s easier to keep track of what you spend every month if you receive one statement with all your expenditures on it. ie: credit card statement You have a large amount of money available […]

Whether you have no credit, slow credit, bad credit or are coming off of a recent bankruptcy discharge, getting approved for new credit can be a nightmare. Sure there are companies out there willing to […]

Every day, you are probably bombarded with unsolicited credit card offers.  Whether they say that you are preapproved or could be instantly approved, they seem like the easy answer to money problems.  The fact is […]

What do you do if you have poor credit or you don’t have a bank account? These items are needed for many important transactions, such as making hotel reservations or online purchases. If you have […]

Here’s how to avoid credit card fees without too much hassle. Banks like money, fees make money, banks like fees. That’s what makes the world turn, but if you can be vigilant and avoid these […]

It’s that time of year again. A summer full of partying, baking in the sun, and maybe even a job (heaven forbid) is coming to a close for hundreds of thousands of college-bound Millennials. Retail […]

Negative information on your credit report can destroy your credit. Charge-offs, settlements, and foreclosures can stay on your report for seven years, hurting your chances of getting a low interest rate on any new loans […]

While talking about the retirement plan, financial advisers mostly focus on how much you need to save. But you should know, that to cut your debt is not any less important, especially your mortgage and […]

  Credit card distributors always advertise handsome promotional rates just to allure potential cardholders. If you want to become a new cardholder, you must watch out for credit card fees. Although they offer the lowest […]