Budgeting

Christmas is a beautiful time of year. The colors, the carols, the decorations, the food and the presents have all been a part of Christmas for decades. But amidst all of the cheer and festivities, […]

Celebrating Christmas is an expensive proposition. Apart from the extra food and drink, Christmas involves a host of other spending such as gifts, wrapping, decorations, and seasonal entertainment. But it is possible to reduce your […]

I often read articles from financial gurus, such as Gail Vaz Oxlade, Dave Ramsey, and various others, who endorse budgeting by using the envelope system. For the most part, the envelope system involves using only […]

When a couple are used to relying one two incomes to stay afloat, it can be frightening to have to get by on just one income. Circumstances can change overnight, disturbing a family’s sense of […]

Preparing a personal budget is never a fun task. Let’s face it—we don’t like for anyone, including ourselves to come between us and what we want to buy. If you hate budgeting, then you are […]

In this economy, money that isn’t nailed down needs to be saved and budgeted. It’s the best way to keep your finances afloat. So, to continue our efforts to keep your and your family’s economic […]

There are always ways to save money….Don’t be afraid to try some, and remember that every little thing adds up: Start with the house & your bills: Turn down the heater a couple of degrees, […]

When it’s payday time and we realize that we don’t have enough money to pay for our expenses, we normally blame the rising prices of commodities and the monthly income that we think are not […]

Financial down falls to great budgeting. This is fairly easy to do when you budget. Budgeting is not just a puzzle but an art with numbers that if you don’t budget wisely you’ll find yourself […]

Utility bills can be a drag, but trying to save on bills by using less electricity, water, or gas can be inconvenient and discouraging—it takes a lot of willpower to consistently keep your home ten […]